Choose the card that works for you



Cottage Customized Cash Rewards:

$200 online cash rewards bonus offer and 3% cash back in the category of your choice.
3% cash back in the category of your choice, automatic 2% cash back at grocery stores and wholesale clubs (on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter) and unlimited 1% cash back on all other purchases



Cottage Unlimited Cash Rewards:

$200 online cash rewards bonus offer.
Earn unlimited 1.5% cash back on all purchases



CottageCard:

Save on interest.
0% Intro APR† for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 15.74% - 25.74% will apply. 3%† Intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 4%.



Cottage Travel Rewards:

25,000 online bonus points offer (a $250 value) and no annual fee.
Earn unlimited 1.5 points for every $1 you spend on all purchases everywhere, every time and no expiration on points as long as your account remains open.



Cottage Premium Rewards:

60,000 online bonus points offer — a $600 value.
Earn unlimited points, that don't expire as long as the account remains open – 2 points for every $1 spent on travel and dining purchases and 1.5 points per $1 on all other purchases.



Cottage Premium Rewards Elite:

75,000 online bonus points offer — a $750 value.
Earn unlimited 2 points for every $1 spent on travel and dining purchases, and unlimited 1.5 points for every $1 spent on all other purchases. No limit to the points you can earn and points don't expire as long as the account remains open.

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